The list of IT companies that meet the conditions for providing their employees with preferential mortgages has increased by more than 1 thousand organizations, the Ministry of Finance said in a statement.
There are more than 10 thousand companies in the updated register. To be included in this list, an organization must be accredited by the Ministry of Finance and receive tax benefits. The list is regularly updated based on the data of the Federal Tax Service.
Employees of IT companies who meet the following criteria can apply for a preferential mortgage:
– Russian citizenship;
– work in an accredited IT company that enjoys tax benefits;
– age from 22 to 44 years inclusive;
– salary (before deduction of personal income tax): from 150 thousand rubles in cities with millions and from 100 thousand rubles for employees of IT companies from other localities. The amount for the last three months before applying for a loan is taken into account.
Until 2024, at least 50 thousand specialists will be able to use the program, and the total amount of loans will amount to more than 240 billion rubles. The maximum rate is 5% (a number of regions can reduce it by regional programs to 2% or 1%). The initial payment must be at least 15%, the Ministry of Finance said in a statement.